Bankruptcy FAQs

Can I continue to use my credit cards before I file for bankruptcy?

Michigan bankruptcy credit cards

Before Filing for bankruptcy many people wonder can I continue to use my credit cards before I file for bankruptcy?

Often times, credit card companies will challenge outlandish expenses charged just before a bankruptcy filing. Therefore, you may only use your cards for essentials. Large purchases, and especially cash advances, bought shortly before the bankruptcy filing are closely examined. Your case may be discarded for bad faith if it seems that you deliberately boosted up your bills before you filed. Moral of the story – DO NOT make unnecessary purchases on your credit cards before bankruptcy.

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