In most cases, you won’t appear before a judge in bankruptcy court. However, anyone who files for bankruptcy must attend the Meeting of Creditors. At this meeting, the trustee assigned to the case will ask you about your assets and income. Be aware that you must answer these questions truthfully, as you will be under oath. But don’t be nervous. Most of these meetings of creditors are short and routine. In most cases, your actual creditors will not be present at the meeting.